Boat Financing Made Simple
Flexible financing options to get you on the water
Get On the Water Faster
At Premier Watersports, we know that finding the right boat is only half the journey — securing the right financing is what gets you out on the water. We're committed to making the financing process faster, easier, and tailored to your needs. Whether you're shopping for a new boat, a pre-owned model, or looking to refinance, our goal is to help you start your next adventure with confidence.
Our financing partners work with a network of banks, credit unions, and specialty marine lenders to find competitive rates and flexible terms, so you're never locked into a one-size-fits-all loan. A dedicated financing representative will review your application and work with leading lenders to provide options that meet your unique needs — regardless of your credit history.
Already have a boat you'd like to trade in? We welcome trade-ins on both new and pre-owned purchases, and the value of your current boat can be applied directly toward your down payment. Our team will provide a fair market evaluation so you know exactly where you stand before you commit.
From the first application to the final signature, our financing process is designed to be transparent, straightforward, and built around getting you to the lake — not stuck in paperwork.
Apply for Financing Today
Choose your preferred location to apply for financing online
Apply by Location
Calculate Your Payment
Use our calculator to estimate your monthly boat payment and see how different terms and down payments affect your loan.
Payment Calculator
Estimate your monthly boat loan payment
Estimated Monthly Payment
$728
Loan Amount
$60,000
Total Cost
$102,318
Total Interest
$27,318
Disclaimer: This calculator provides estimates only and does not constitute a loan offer or guarantee of financing. Actual rates, terms, and monthly payments may vary based on creditworthiness, lender requirements, and market conditions. Contact us for a personalized financing quote.
Financing That Fits Your Budget
Whether you're buying your first boat or upgrading to your dream vessel, we have financing solutions that work for you. Our experienced team will guide you through the process and help you find the best terms available. From competitive interest rates to flexible payment plans, we're committed to making boat ownership achievable for everyone.
New & Pre-Owned
Financing available for both new and used boats
All Credit Types
We work with lenders who consider all credit situations
Trade-Ins Welcome
Use your current boat as a down payment
Extended Terms
Loan terms up to 20 years on qualifying boats
Questions about financing? Call us today
(865) 693-9949Why Finance With Us?
We make boat ownership accessible with competitive financing options
Competitive Rates
Low rates from top marine lenders
Fast Approval
Get approved in as little as 30 minutes
Flexible Terms
Choose from 3 to 20 year terms
How It Works
Get on the water in four simple steps
Step 1: Apply Online
Fill out our quick online application
Step 2: Get Approved
Receive approval decision quickly
Step 3: Choose Your Boat
Select your perfect boat from our inventory
Step 4: Finalize & Enjoy
Complete paperwork and hit the water



