Flexible financing options to get you on the water
At Premier Watersports, we know that finding the right boat is only half the journey — securing the right financing is what gets you out on the water. We're committed to making the financing process faster, easier, and tailored to your needs. Whether you're shopping for a new boat, a pre-owned model, or looking to refinance, our goal is to help you start your next adventure with confidence.
Our financing partners work with a network of banks, credit unions, and specialty marine lenders to find competitive rates and flexible terms, so you're never locked into a one-size-fits-all loan. A dedicated financing representative will review your application and work with leading lenders to provide options that meet your unique needs — regardless of your credit history.
Already have a boat you'd like to trade in? We welcome trade-ins on both new and pre-owned purchases, and the value of your current boat can be applied directly toward your down payment. Our team will provide a fair market evaluation so you know exactly where you stand before you commit.
From the first application to the final signature, our financing process is designed to be transparent, straightforward, and built around getting you to the lake — not stuck in paperwork.
Choose your preferred location to apply for financing online
Premier Watersports Knoxville | (865) 693-9949
Premier Watersports Gallatin | (615) 451-2240
Premier Watersports Jacksboro | (423) 907-0707
Use our calculator to estimate your monthly boat payment and see how different terms and down payments affect your loan.
Estimate your monthly boat loan payment
Estimated Monthly Payment
$728
Loan Amount
$60,000
Total Cost
$102,318
Total Interest
$27,318
Disclaimer: This calculator provides estimates only and does not constitute a loan offer or guarantee of financing. Actual rates, terms, and monthly payments may vary based on creditworthiness, lender requirements, and market conditions. Contact us for a personalized financing quote.
Whether you're buying your first boat or upgrading to your dream vessel, we have financing solutions that work for you. Our experienced team will guide you through the process and help you find the best terms available. From competitive interest rates to flexible payment plans, we're committed to making boat ownership achievable for everyone.
Financing available for both new and used boats
We work with lenders who consider all credit situations
Use your current boat as a down payment
Loan terms up to 20 years on qualifying boats
Questions about financing? Call us today
(865) 693-9949We make boat ownership accessible with competitive financing options
Low rates from top marine lenders
Get approved in as little as 30 minutes
Choose from 3 to 20 year terms
Get on the water in four simple steps
Fill out our quick online application
Receive approval decision quickly
Select your perfect boat from our inventory
Complete paperwork and hit the water
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