Premier Watersports Logo

Boat Financing Made Simple

Flexible financing options to get you on the water

Get On the Water Faster

At Premier Watersports, we know that finding the right boat is only half the journey — securing the right financing is what gets you out on the water. We're committed to making the financing process faster, easier, and tailored to your needs. Whether you're shopping for a new boat, a pre-owned model, or looking to refinance, our goal is to help you start your next adventure with confidence.

Our financing partners work with a network of banks, credit unions, and specialty marine lenders to find competitive rates and flexible terms, so you're never locked into a one-size-fits-all loan. A dedicated financing representative will review your application and work with leading lenders to provide options that meet your unique needs — regardless of your credit history.

Already have a boat you'd like to trade in? We welcome trade-ins on both new and pre-owned purchases, and the value of your current boat can be applied directly toward your down payment. Our team will provide a fair market evaluation so you know exactly where you stand before you commit.

From the first application to the final signature, our financing process is designed to be transparent, straightforward, and built around getting you to the lake — not stuck in paperwork.

Apply for Financing Today

Choose your preferred location to apply for financing online

Apply by Location

Knoxville

Premier Watersports Knoxville | (865) 693-9949

Gallatin

Premier Watersports Gallatin | (615) 451-2240

Jacksboro

Premier Watersports Jacksboro | (423) 907-0707

Calculate Your Payment

Use our calculator to estimate your monthly boat payment and see how different terms and down payments affect your loan.

Payment Calculator

Estimate your monthly boat loan payment

$
$0$75,000
0%25%

Estimated Monthly Payment

$728

Loan Amount

$60,000

Total Cost

$102,318

Total Interest

$27,318

Disclaimer: This calculator provides estimates only and does not constitute a loan offer or guarantee of financing. Actual rates, terms, and monthly payments may vary based on creditworthiness, lender requirements, and market conditions. Contact us for a personalized financing quote.

Financing That Fits Your Budget

Whether you're buying your first boat or upgrading to your dream vessel, we have financing solutions that work for you. Our experienced team will guide you through the process and help you find the best terms available. From competitive interest rates to flexible payment plans, we're committed to making boat ownership achievable for everyone.

New & Pre-Owned

Financing available for both new and used boats

All Credit Types

We work with lenders who consider all credit situations

Trade-Ins Welcome

Use your current boat as a down payment

Extended Terms

Loan terms up to 20 years on qualifying boats

Questions about financing? Call us today

(865) 693-9949

Why Finance With Us?

We make boat ownership accessible with competitive financing options

Competitive Rates

Low rates from top marine lenders

Fast Approval

Get approved in as little as 30 minutes

Flexible Terms

Choose from 3 to 20 year terms

How It Works

Get on the water in four simple steps

1

Apply Online

Fill out our quick online application

2

Get Approved

Receive approval decision quickly

3

Choose Your Boat

Select your perfect boat from our inventory

4

Finalize & Enjoy

Complete paperwork and hit the water